For many Nigerian families, choosing the right university is a delicate balancing act between rising household expenses and the pursuit of quality education. Public institutions may seem like the most cost-effective choice, but issues like overcrowding, inconsistent calendars due to frequent strikes, and administrative delays often leave both students and parents frustrated. If you’re looking for the cheapest private university in Nigeria that still offers accredited programs and a reliable academic schedule, this guide will help you make an informed decision.
In this article, we explore the most affordable private universities in Nigeria as of June 2025. Whether you are a prospective student aiming for a solid degree without overwhelming financial stress, or a parent seeking value without sacrificing educational standards, the options listed here offer a promising blend of cost, quality, and peace of mind.
What Makes a University “Affordable”?
Before diving into the list, let’s clarify what affordability means in this context. An affordable private university isn’t just about the cheapest tuition. It also means:
- Transparent fee structure
- Flexible payment plans
- Low hidden charges
- Scholarship opportunities
- A balance of cost and academic value
With that in mind, we compared tuition fees from official university sources, student feedback, and education portals to help you make a well-informed decision.
The Cheapest Private Universities in Nigeria (2025)
To help you narrow down your options, we’ve compiled a list of the most affordable private universities in Nigeria for 2025. These schools combine accessible tuition with credible academic offerings, making them strong choices for students and parents looking for value without compromising quality.
1. Alhikmah University (Ilorin, Kwara State)
- Tuition Fee: Starts at ₦176,550 per academic session for full-time undergraduate programs
- Notable Program: Agriculture
- Scholarships: Available for Agricultural Science students (first 3 years covered)
- Extra Costs: Hostel (₦50,000 – ₦100,000), optional
Alhikmah University currently stands out as the most affordable full-time private university in Nigeria. Located in Ilorin, Kwara State, the institution offers a practical and cost-effective path for students, particularly in Agriculture and Education disciplines.
Established in 2005 by the Abdur-Raheem Oladimeji Islamic Foundation, Alhikmah maintains a focus on academic excellence and morality. Their motto, “Learning for Wisdom and Morality”, reflects their values. But what truly sets it apart is the cost.
For Agriculture students, new entry tuition starts at ₦176,550, which is significantly lower than competitors. Returning students in higher levels can pay as little as ₦106,500, depending on the year. The university also offers professional certifications (ICAN, NIM, CIBN), part-time and remedial programs, with fees as low as ₦80,000.
Why Choose Alhikmah University?
- Full-time affordability is unmatched
- Flexible payment methods
- Academic structure designed for employability
- Safe, less expensive city (Ilorin)
2. Oduduwa University (Ipetumodu, Osun State)
- Tuition Fee: ₦98,000 (for Access Degree) to ₦245,000 for full-time undergraduate programs
- Actual Cost for BSc Programs: ₦185,000 per semester (₦370,000 per session)
Oduduwa University is often cited as the cheapest due to its Access Degree and Pre-degree programs priced at ₦98,000. However, for standard full-time undergraduate programs, the fees begin at ₦185,000 per semester, totaling ₦370,000 per session.
It is still a competitive option, especially for parents who want their children in a structured and fast-paced academic environment. Accredited by the National Universities Commission (NUC), Oduduwa also partners with institutions abroad, giving students exposure to global opportunities.
Why Choose Oduduwa University?
- Recognized by NUC
- Access to foreign academic programs
- Strong entrepreneurial programs
3. Wellspring University (Benin City, Edo State)
- Tuition Fee: Ranges between ₦100,000 and ₦250,000
- Average Cost: ~₦213,000 per session
Wellspring University was designed with middle- and low-income families in mind. The university prioritizes practical, hands-on training in courses like Accounting, Computer Science, and Microbiology. It’s accredited and offers students a focused academic experience at a manageable cost.
Why Choose Wellspring?
- Moderate tuition
- Career-centered programs
- Located in Benin City with relatively low living costs
4. Ajayi Crowther University (Oyo, Oyo State)
- Tuition Fee: Between ₦162,000 and ₦782,000
- Average Cost for Basic Programs: ~₦162,000
Ajayi Crowther University is a faith-based institution with a wide array of programs, including Law, Engineering, and Natural Sciences. While the upper tuition range is higher, the entry-level cost for many standard courses remains one of he cheapest private university in Nigeria.
Parents looking for a morally grounded, yet academically solid environment for their wards might find this university ideal. It also offers decent infrastructure and housing facilities.
Why Choose Ajayi Crowther?
- Good course variety
- Stable academic calendar
- Strong values and discipline
5. Obong University (Obong Ntak, Akwa Ibom State)
- Tuition Fee: ~₦170,000 per session
- Focus: Management, Social Sciences, and Natural Sciences
A Christian university that emphasizes values and academic discipline, Obong University keeps things simple and affordable. With a smaller campus and community-based approach, it offers an intimate learning environment.
Why Choose Obong?
- Low fees
- Supportive academic culture
- Ideal for students who thrive in smaller institutions
6. Caritas University (Amorji-Nike, Enugu State)
- Tuition Fee: Between ₦220,000 and ₦390,000 per session
- Average: ~₦248,000
Caritas is a Catholic university that balances spirituality with academic excellence. It offers scholarships, flexible installment payments, and a broad curriculum. While not the cheapest, its added support services make it attractive for parents seeking stability and structure.
Why Choose Caritas?
- Flexible payment system
- Well-rounded support system
- Stable academic calendar
Tuition Comparison Table
| University | Tuition Range (₦) | Entry Fee (Full-time) | Key Benefit |
|---|---|---|---|
| Alhikmah University | ₦176,550+ | ₦176,550 | Cheapest full-time tuition; scholarships |
| Oduduwa University | ₦98,000 – ₦245,000 | ₦370,000 (full-time) | Diverse options, foreign academic links |
| Wellspring University | ₦100,000 – ₦250,000 | ~₦213,000 | Practical programs, low-income focus |
| Ajayi Crowther University | ₦162,000 – ₦782,000 | ~₦162,000 | Strong values, reputable faculties |
| Obong University | ~₦170,000 | ₦170,000 | Community support, Christian principles |
| Caritas University | ₦220,000 – ₦390,000 | ~₦248,000 | Payment flexibility, Catholic foundation |
Key Considerations Beyond Tuition
Choosing a university isn’t just about fees. Here are other important factors for students and parents to consider:
- Accreditation & Program Quality: All universities listed are accredited by NUC, but make sure your desired course is as well.
- Payment Flexibility: Schools like Alhikmah and Caritas allow installment payments, making budgeting easier.
- Scholarship Opportunities: Alhikmah offers multi-year scholarships. Caritas and Wellspring have merit-based or need-based aid.
- Cost of Living in the City: Ilorin and Osun State may offer cheaper housing and food than cities like Enugu or Benin.
- Campus Environment: From community settings (Obong) to urban experiences (Benin, Enugu), pick what suits the student’s personality.
Final Verdict: Which Should You Choose?
If you’re focused purely on cheapest private university in Nigeria and quality for a full-time undergraduate program, Alhikmah University in Ilorin is your best bet. The figures don’t lie. With verified fees starting at ₦176,550 and additional scholarship opportunities, it gives parents financial relief and students a solid education.
That said, the right fit depends on more than just cost. If you want an environment rooted in religious values and affordable private universities in Nigeria, Ajayi Crowther and Caritas are great. For entrepreneurial or international exposure, Oduduwa might be ideal.
Remember: university is a long-term commitment. Consider the full picture—program strength, lifestyle, fees, and future prospects. Don’t just go cheap; go smart.
If you want help comparing program structures, finding scholarships, or calculating total yearly costs, feel free to reach out or drop a comment below. Education is an investment—make it wisely.
